"When it comes to lending it is much more difficult in Germany than in other countries", explains Rieche. "That's because you need a lending license in Germany." All countries in Europe have different regulations, which makes this market so complicated. "We are a platform, and we need a banking licence", emphasizes Morshedi. And the size of the SMB? "For us, the worth of the amrket is about 560 billion Euro", says Morshedi. But size is not the most important factor here, states Goy - there are so many different factors 

Dr. Diana Mantel