Alexander Artopé is the co-founder and CEO at smava, an online loan marketplace. Customers can compare and take loan offers via smava. A typical customer in Germany would lend money for buying a new car or furniture when moving into a new apartment, explains Artopé.

Founded in 2006, the company almost doubled it’s loan volume from more than €1bn to over €2bn. In general online is significantly outgrowing offline in the overall loan market, describes Artopé the market situation. Non-banks already generate every second loan and the high lender fragmentation enables the strong market position for smava.

The young company very „aggressively“ tries to get their brand known by the public. This is done via tv commercials and a marketing campaign where they offer a negative interest rate to their customers. In doing so, the company also made it to the front page of the BILD Germany’s biggest newspaper.

Currently smava is discussing the opportunites of an IPO (as already mentioned in the press).

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Paul Knecht

babylon Health is a bit like "Emergeny Room" - at least Ronald Brus (Co-Founder & CEO) likes to present it like this, but George Clooney himself told him, it is more important. Brus' wish is to make healthcare accessible and affordable and to put it in the hands of everyone on earth - and it is more than a wish, because he believes it is possible. One solution for this is installing online doctors, which ask the patient the most important questions concerning their health. Babylon, by the way, was namegiving because in the ancient Babylon everyone went to the marketplace to get a dignosis - and babylon Health tries to bring this democracy to healthcare again. 

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Dr. Diana Mantel