Max von Bismarck, CBO & Managing Director of Deposit Solutions, introduces the open banking platform for deposits. Open banking was, even in the beginning, thought as new standard for banking. "It is important to create a managed network", explains von Bismarck.

And there has been a huge proof of approval for Deposit Solutions: They were building the infrastructure for the deposits business of the future, and Deutsche Bank became not only client, but also financial investor in this sector. "For the first time, one of our customers has become a shareholder of the infrastructure they use." 

Dr. Diana Mantel

Tamaz Georgadze, CEO of Raisin, tells about the platformization of banking. Big players like Amazon or Uber gave already good examples in building up platforms - and Raisin is doing this in the banking sector. "What problems do consumers face today?" asks Georgadze. "Well, there are things like a low interest rate, expensive products, and a fragmented user experience." And this differs a lot in different countries. Is a solution possible? Yes, says Georgadze: via a Pan-European platform connecting customers and banks. 

Raisin cares for several products, like pension products and investments. One major goal: a seamless user experience. A lot happened in the last year: new markets became part, the MHB Bank was aquisted, and 125 million primary equity were raised. But what is the biggest current goal? "We want to break down barriers and borders of every form to get better savings across Europe!" 

Dr. Diana Mantel