Lemonade is a new kind of insurance company. Daniel Schreiber (Co-Founder & CEO) starts his presentation by the common joke of insurcances in the urban dictionary: "an insurance is something which is sold to people, but is never paid back". But why are people so distrusting to insurances and especially insurance companies? One reason is, that it is often too complicated. Lemonade, on the other side, makes filing claims as easy as possible. By filling out a form online per smart phone the questions are reduced and thus the time needed for that - bots are the future of insurance, promises Schreiber, not AI or Automation. 

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Dr. Diana Mantel

Markus Braun (CEO) of Wirecard gives an important advice for companies, which want to be successful: be ahead of the trends and current problems. Implementing a platform before even the word "platform" became a buzzword was one of the most important decisions. "We also believe in strong cooperations", states Braun. "And deliver a real value to the costumer." Softbank was an important investor for Wirecard, but it was more than an investment: that Softbank was trusting Wirecard was proof of their huge credibility. "This combination of B2B and B2C is a huge success: it improves the conversion rates and brings down costs. And this ecosystem never stops." No costumer wants 100 apps, explains Braun, a costumer wants just one offering all - so working together is the base for a strong future. 

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Dr. Diana Mantel